These companies represent the big three of credit ratings services. You want to buy a car, buy a home, extend your line of credit, get a new credit card with a more favorable rate of interest, at least one, maybe two or all three of these companies will be an integral part of the final [...]

In this failing economy is there any hope?

With the  start of a new year, and with a greener party now in  power, my thoughts have been on recycling and green topics.  I have never been much of a recycler I must admit.  I do use junk mail as fire starting material and I occasionally refill plastic water bottles with tap water.  Oh, [...]

Software and effects dilemma.

I am serious. We need a new type of criminal. The ones we have today are either brilliantly stupid or they rely on violence. The dumb are entertaining, but if we are being entertained that means they did not get away with the crime. I mean, watch this video and tell me you are not [...]